OZ ATV :: The Australian ATV Forum

[ForeverThreeWheels]

Hey guys, after recently having my uninsured quad stolen http://www.ozatv.com/forum/viewtopic.php?t=19730 ive been giving some serious thought to insurance for my trikes. I was just wondering who you guys use, how much its costs, what sort of cover you have etc.
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[Predatory]

www.jltsport.com.au
These guys are really good and they only cater for dirt bikes and Quads
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Its not if you win or lose but how you enjoyed the ride!

[JimmyO]

got mine insured with jlt as well. fairly cheap for the cover they offer but make sure you read the conditions as it needs to be bolted down in a locked garage to be covered at your house

[shan660]

I use suncorp, mine and my daughters raptors are fully cover

ed. Even for her riding it

[Mrs_Gaitar]

we use JLT Dirtbike Insurance
they can be hard to get hold of, especially if you have a query on a claim.
They do multiple bike policies which is why we use them
some companies are about $450 a bike, we have 4 for $900 and that includes extras valued to what theyre worth.
JLT cover in transit accidents and locked up in your trailer while your away from home, and at home lucked up as Jimmy says locked to an unmoveable object..
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www.waquadmx.com

[Dino]

No help unless your in England but..........
http://www.prweb.com/releases/quadinsurance/falconinsurance/prweb9552318.htm
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Remember. We elect politicians, but we have to deal with bureaucracy.
Notice that crazy in the bureaucrats.

[armco]

I use Shannons insurance and quads are covered to their value with aftermarket parts fitted ,covered at all times exept when im racing it ,even covered if at an event and its parked or on a trailer.

[kawboy]

shan660 wrote:

I use suncorp, mine and my daughters raptors are fully cover ed. Even for her riding it

How did you get them to do this? They told me they only cover quads for fire and theft, not even covered in transit.
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"Happiness is like peeing your pants, everyone can see it but only you can feel it"

LOONEY TUNED KFX 450R
LOONEY TUNED BRUTE 765

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[jaymow]

ForeverThreeWheels wrote:

Hey guys, after recently having my uninsured quad stolen http://www.ozatv.com/forum/viewtopic.php?t=19730 ive been giving some serious thought to insurance for my trikes. I was just wondering who you guys use, how much its costs, what sort of cover you have etc.

Hey mate, my quad is covered under home and contents with nrma if that helps.

BUT here is a link to some padlocks i got, there awesome! to get them of you need to cut them twice at each stem with a grinder ( impossible with bolt cutters) plus they scream ( alarmed when touched...110DB! )

http://www.ebay.com.au/sch/i.html?_from=R40&_trksid=m570.l2736&_nkw=keyed+alike+padlock+Siren+Alarm+Padlocks+CHROMIUM+PLATTED%29%29%29%29FREE+P%2FH

Also what i did is get 4 of these, i put 2 heavy duty latches on the garage ( $28 from hardware) , one padlock on the front gate and then dyna bolted a u bolt to the ground and padlocked and chained it to the quads. Good luck to steal my quads, if i tried it would take at quickest half an hour with a grinder and the alarms going crazy!

[Barney]

I use oamps $170.00 a year full comprehensive travel and on property , , if you want the number of my broker pm me , happy to give it to you , it can be done over the phone
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2012 Can am Outlander Xt 1000cc
Can Am Full set of Armour ,Grip and thumb warmer
Fox Podium Shocks and springs front and back
GME Tx 4600 UHF with Helmet Mic
Hema Gps

[ForeverThreeWheels]

Thanx for the info guys, much appreciated.
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[surfin]

jaymow wrote:

Hey mate, my quad is covered under home and contents with nrma if that helps.

How much extra did the insurance go up to cover the quad?
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[muzzgit]

I use Swann Insurance for both quads.

At home. Cover is for fire and theft but replacement is for standard bike only, not aftermarket or performance parts. Quad must be chained up in a locked garage or shed to an immoveable object which cannot be disassembled with hand tools.



On the trailer. Cover is for fire and theft plus damage if involved in a motor vehicle accident while in transit. Does not include loading or un loading. Quad must be chained through the chassis to a non removable part of the trailer and trailer must have anti theft lock on the hitch and tongue (if tongue is removable like reece hitch) All fairly simple to achieve.

In other words, physical violence must be used to steal the quad - like an oxy set or a grinder or they have to get the keys off you.
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Cheers,
MUZZ
06 YFM 700R mine
03 KFX 400 hers

[jaymow]

surfin wrote:

jaymow wrote: Hey mate, my quad is covered under home and contents with nrma if that helps. How much extra did the insurance go up to cover the quad?

It didn`t, im covered for up to 56K
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We can't solve problems by using the same kind of thinking we used when we created them

[shan660]

kawboy wrote:

shan660 wrote: I use suncorp, mine and my daughters raptors are fully cover ed. Even for her riding it How did you get them to do this? They told me they only cover quads for fire and theft, not even covered in transit.

sorry mate, i meant fire and theft , my daughters quad is covered under my policy

[kawboy]

shan660 wrote:

kawboy wrote: shan660 wrote: I use suncorp, mine and my daughters raptors are fully cover ed. Even for her riding it How did you get them to do this? They told me they only cover quads for fire and theft, not even covered in transit. sorry mate, i meant fire and theft , my daughters quad is covered under my policy

Thanks mate, I thought maybe I got someone from Suncorp that didn't know what they were talking about.
_________________
"Happiness is like peeing your pants, everyone can see it but only you can feel it"

LOONEY TUNED KFX 450R
LOONEY TUNED BRUTE 765

http://www.youtube.com/user/michealmannion?feature=mhum

[jaymow]

jaymow wrote:

surfin wrote: jaymow wrote: Hey mate, my quad is covered under home and contents with nrma if that helps. How much extra did the insurance go up to cover the quad? It didn`t, im covered for up to 56K

Sorry mate but i was wrong. After reading these posts and talking to a mate who had his bike stolen i decided to give nrma a call just to be sure if i was covered (the first time i spoke to a young girl who sounded like she didn't have a clue) anyway lucky i checked.... not insured under home and contents
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We can't solve problems by using the same kind of thinking we used when we created them