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uf21
50cc nipper
Joined: 18 Apr 2012
Posts: 12
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 Posted: Sat Jul 27, 2013 11:51 am Post subject: ATV insurance - Padlock? |
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| With insurance. If I have a shed with a padlock, is that considered in a secure lock up? |
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Sponsor
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wa5
Big Bore, Stroked & Bling +
Joined: 06 Nov 2007
Posts: 446
Location: Port Stephens
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| Posted: Sat Jul 27, 2013 1:28 pm Post subject: |
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I believe that some insurers like you to have the bike secured (Chained) to something solid...
Its a cheap bit of extra insurance anyway. |
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uf21
50cc nipper
Joined: 18 Apr 2012
Posts: 12
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| Posted: Sat Jul 27, 2013 1:35 pm Post subject: |
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Yeh I know that. It must be in a secured lock up and chained to a fixed object. Though is a shed with a padlock considered to be a secured lockup.
I'm building a shed and wondering would a padlock suffice. |
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slightlydodgy
Blaster class
Joined: 08 Apr 2012
Posts: 148
Location: Taranaki NZ
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| Posted: Sat Jul 27, 2013 2:37 pm Post subject: |
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Don't forget to take the ignition key out I have heard of claims being refused after owner left it in a locked shed and chained up but left the key
_________________
Tremble with fear - I've had an idea |
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wa5
Big Bore, Stroked & Bling +
Joined: 06 Nov 2007
Posts: 446
Location: Port Stephens
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| Posted: Sun Jul 28, 2013 1:50 pm Post subject: |
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I guess you should check with your insurer... by shed, do you mean car shed or garden shed. as a garden shed is not (in some cases) considered a permanent structure (and sometimes does not require council planning approval) it may not be considered suitable... if you are laying a slab, put in more than one tie down point.. with good quality chain and a couple of different keyed padlocks.
there was a story in the Newcastle Herald two weeks ago about a bloke with a trail bike, bike was behind 2 security gates... stinking scumbag theives. took three hours to get through both gates (following residents in I would guess) and then got bike... some of the poor owners neighbours saw them loading it into a white van and thought nothing of it......
Perhaps if the owner had known his neighbours better, they might have been aware that the only person who should have been touching that bike.. was him... Might be a lesson there.. Get to know your neighbours.
also, one or two different alarms from somewhere like Jaycar might be a good investment... as might a GPS tracker http://www.autoelectrician-belmont.websyte.com.au/ this bloke advertises them on the radio...
Whatever you choose to do, dont advertise it too much here or anywhere else..... Theives can ride quads too. |
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muzzgit
Big Bore, Stroked & Bling +
Joined: 01 Dec 2008
Posts: 354
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| Posted: Tue Jul 30, 2013 9:56 am Post subject: |
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As everyone else has said above, but I will add this….
Don't wash your quad on the front lawn, don't leave it on a trailer out the front while you duck inside to finish packing your gear.
Mine stays in the garage until the very last minute, then it's straight on the trailer and we're outta here. Same when we come home, the quad stays out of sight, plus I make sure no one is driving behind me when I pull into my driveway.
It won't get stolen if no one knows it's there.
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Cheers,
MUZZ
06 YFM 700R mine
03 KFX 400 hers |
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uf21
50cc nipper
Joined: 18 Apr 2012
Posts: 12
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| Posted: Wed Jul 31, 2013 2:44 pm Post subject: |
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| wa5 wrote: | I guess you should check with your insurer... by shed, do you mean car shed or garden shed. as a garden shed is not (in some cases) considered a permanent structure (and sometimes does not require council planning approval) it may not be considered suitable... if you are laying a slab, put in more than one tie down point.. with good quality chain and a couple of different keyed padlocks.
there was a story in the Newcastle Herald two weeks ago about a bloke with a trail bike, bike was behind 2 security gates... stinking scumbag theives. took three hours to get through both gates (following residents in I would guess) and then got bike... some of the poor owners neighbours saw them loading it into a white van and thought nothing of it......
Perhaps if the owner had known his neighbours better, they might have been aware that the only person who should have been touching that bike.. was him... Might be a lesson there.. Get to know your neighbours.
also, one or two different alarms from somewhere like Jaycar might be a good investment... as might a GPS tracker http://www.autoelectrician-belmont.websyte.com.au/ this bloke advertises them on the radio...
Whatever you choose to do, dont advertise it too much here or anywhere else..... Theives can ride quads too. |
Garden shed. I'm building one and was wondering if a padlock would suffice or do I have to put a deadlock on? |
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JimmyO
4fiddy Racer
Joined: 03 Sep 2010
Posts: 217
Location: Perth
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| Posted: Wed Jul 31, 2013 11:57 pm Post subject: |
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| call your insurer. most of them have fairly black and white rules and they will do all they can to avoid paying out, its how they make money. but get in writing the minimum standard for security (from them) and you cant go wrong |
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