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ReD HeaderZ
Roostin Away


Joined: 24 Jul 2006
Posts: 828

PostPosted: Sun Apr 13, 2008 1:42 am Post subject: Quad insurance Reply with quote Back to top

Just wondering who to turn too for insurance ?

I have heard of oamps, are there any others ?
 
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watty
90cc 2 stroke / 110 4 stroke


Joined: 17 Jul 2006
Posts: 51
Location: central coast nsw

PostPosted: Sun Apr 13, 2008 2:03 pm Post subject: Reply with quote Back to top

im insured with swann ins off road rider fire and theft cost me $470 for 12 months bikes insured for $11000
 
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ReD HeaderZ
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PostPosted: Sun Apr 13, 2008 6:03 pm Post subject: thanks Reply with quote Back to top

watty wrote:
im insured with swann ins off road rider fire and theft cost me $470 for 12 months bikes insured for $11000


Are you talking about http://www.causewayhonda.com.au/Content/4901
 
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ReD HeaderZ
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PostPosted: Sun Apr 13, 2008 6:21 pm Post subject: Found some places, will investigate further.... Reply with quote Back to top

I have just found http://www.aristaunderwriting.com.au/products/mydirtbike.cfm
Market Value insurance
http://www.jltsport.com.au/dirtbikes/
Market Value insurance
http://www.motorcycle-insurance.com.au/
Not unless registered
http://www.insuremyride.com.au/?247SEO=N&CMP=KNC-Google&247SEM
Not unless registered
http://oamps.sputnikagency.net.au/Default.aspx?tabid=415
No motorcylcle insurance even though their internet site says they do...

Swan insurance - agreed value
10K $783 - Sydney


Info
http://www.dirtbikeaustralia.com.au/articles/Dirt-Bike-Insurance.html


Last edited by ReD HeaderZ on Fri Apr 18, 2008 10:08 am; edited 2 times in total
 
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Hooner
50cc nipper


Joined: 09 Apr 2008
Posts: 43
Location: Callington SA

PostPosted: Wed Apr 16, 2008 6:08 pm Post subject: Insurance Reply with quote Back to top

I have swann insurance for fire and theft as well. Also covers transportation of quad. Read the fine print on terms and condition and mods you can have. ie. quad must be chained to a fixed object while in locked storage.
 
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ReD HeaderZ
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PostPosted: Wed Apr 16, 2008 8:07 pm Post subject: cheers Reply with quote Back to top

Thanks, sounds like Swan is the go, it seems to be the most common....
I will check all these out tomorrow....
 
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baleno1897
50cc nipper


Joined: 17 Mar 2008
Posts: 2
Location: Brisbane

PostPosted: Mon Apr 21, 2008 3:35 pm Post subject: Reply with quote Back to top

I'll check my Suncorp policy tonight, but I thought I was only paying round $400 - $500?

My KTM 640 Adventure is $495 full comprehensive, market value
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baleno1897
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Joined: 17 Mar 2008
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Location: Brisbane

PostPosted: Mon Apr 21, 2008 5:55 pm Post subject: Reply with quote Back to top

Sorry I was a bit out with the previous figures.

Sum insured $10,000 or market value whichever is the lesser

Total premium is $262.35 incl GST
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Piddler
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Joined: 27 Apr 2008
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PostPosted: Mon Jul 28, 2008 8:54 pm Post subject: Reply with quote Back to top

John Davidson and associates Melbourne.

$8000 around $350 fire theft and trailering damage.

Cheers
 
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Mrs_Gaitar
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Joined: 12 Feb 2006
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Location: WA

PostPosted: Mon Jul 28, 2008 9:34 pm Post subject: Reply with quote Back to top

Weve always had Arista Underwriting, which is My dirt bike insurance.
Used them for about 8 years, touch wood, no claims. But theyre pretty good with dealing with the changes of bikes we go through as the kids have gone from ATC 70 to TRX 90 to blasters to 450's the 250R was the hardest to insure as we needed a full list of parts to show value, and a signed valuation, and we supplied photo's. Also supplied a website with other 250R's for sale in the US to prove its worth.
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trxtas
90cc 2 stroke / 110 4 stroke


Joined: 20 Jan 2010
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Location: tasmania

PostPosted: Thu Mar 04, 2010 4:21 pm Post subject: swann insurance Reply with quote Back to top

my insurance for fire and theft is 1500 off swann and they said they cant cover it while it is on a trailer maybe i spoke to the wrong person
 
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NeKeleC
4fiddy Racer


Joined: 15 Feb 2010
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Location: Gold Coast

PostPosted: Mon Mar 08, 2010 9:01 am Post subject: Reply with quote Back to top

I use QBE insurance $340 per year with trailer coverage on the gold coast $11000 with new for old in first 12 months
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gothev8
Big Bore, Stroked & Bling +


Joined: 02 Aug 2006
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PostPosted: Mon Mar 08, 2010 11:26 am Post subject: Reply with quote Back to top

Check the fineprint. Some insurers insist that your ATV's must be chained down and forceable entry must be proven.
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Dino
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PostPosted: Mon Mar 08, 2010 11:54 am Post subject: Reply with quote Back to top

Guns and other various sporting implements. laughing
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Dazz
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PostPosted: Tue Mar 09, 2010 3:26 am Post subject: Reply with quote Back to top

Straight from the horses mouth ....

...........DONT USE SWAN.................
 
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Redrocket
50cc nipper


Joined: 06 Feb 2010
Posts: 14
Location: brisbane

PostPosted: Fri Mar 12, 2010 10:09 am Post subject: Reply with quote Back to top

Western qbe, fire and theft. No trailer coverage though, market value. Cost me $312 for 12 months. I had my two wheeler insured through swann, it was over 3 time more expensive than qbe and after the amount of hassle my mate went through with swann when his bike was nicked I'll never use them again.
 
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Barney
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Joined: 02 Sep 2007
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Location: laverton

PostPosted: Sat Mar 13, 2010 7:42 pm Post subject: Reply with quote Back to top

Mine is insured through Oamps for $16,500 and only cost me $180.00 per year full comprehensive, insured on trailer and at home and wherevewr i have it
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Cranky
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Joined: 12 Apr 2010
Posts: 42
Location: Weipa

PostPosted: Fri Sep 03, 2010 4:32 pm Post subject: Reply with quote Back to top

just thought i would ad to this thread.

I just insured my new 700 grizzly with shannons (i have 2 cars with them already).

Its insured for 19k on layed up cover. only cost me $205 a year.

Which covers me for fire and theft and trailer. doesnt cover any damages i may do while riding it.

it must be locked up. will also cover if it gets stolen whilst camping etc, but I must of taken every precaution to prevent theft, eg chained to the ute.
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shivam
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Joined: 19 Oct 2010
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PostPosted: Tue Feb 22, 2011 3:00 pm Post subject: Reply with quote Back to top

yeah insurance is much important for any vehicle, good stuff!! man
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OUTLAW_72
90cc 2 stroke / 110 4 stroke


Joined: 08 Jun 2010
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Location: Adelaide

PostPosted: Sun Mar 06, 2011 6:12 pm Post subject: Reply with quote Back to top

Gotta watch """"SHANNONS""" .... very cheap ... but they duped me on a lagitimate claim with bullshit....was a very messy drawn out drama with no happy ending. but that was when they were still a family bussiness .. now they are owned by Suncorp Metway .. same as AAMI.
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Barney
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Location: laverton

PostPosted: Sun Mar 06, 2011 8:56 pm Post subject: Reply with quote Back to top

I pay $180 a year for full cover of $16500 for my grizzly full cover and is comprehensive , and i have had a claim no probs at all was reapaired no questions asked , assessor looked and then approved
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2012 Can am Outlander Xt 1000cc
Can Am Full set of Armour ,Grip and thumb warmer
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Hema Gps


Last edited by Barney on Fri Jun 17, 2011 1:43 pm; edited 1 time in total
 
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trxtas
90cc 2 stroke / 110 4 stroke


Joined: 20 Jan 2010
Posts: 69
Location: tasmania

PostPosted: Thu Mar 17, 2011 7:42 am Post subject: Reply with quote Back to top

my insurance is $1200 a year from swann
 
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luke81
50cc nipper


Joined: 27 Jun 2010
Posts: 17
Location: Melton Vic

PostPosted: Thu Jun 16, 2011 8:30 pm Post subject: insurance Reply with quote Back to top

My bikes are with Shannons. Ltz400 and ltz 90. Under half the cost of Swan's premium. I have cars with shannons and my house though. Been with them for 12 years. Quads are insured in the shed, on the trailer but you must prove you have taken precautions to prevent theft. I highly recomend them!
 
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kingquad
Blaster class


Joined: 26 Apr 2011
Posts: 143
Location: Riverland

PostPosted: Thu Jun 16, 2011 9:10 pm Post subject: Reply with quote Back to top

jlt for fire and theft and trailer damage while transported.
Bike must be chained and locked up.
 
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sfmx
50cc nipper


Joined: 14 Apr 2012
Posts: 1
Location: brisbane

PostPosted: Sat Apr 14, 2012 8:15 pm Post subject: Reply with quote Back to top

I've been putting together some info on Dirt Bike Insurance and what seems to be a common theme among insurers is that what you are actually insured for is very limited.


  • Your dirt bike or ATV must be chained up when not in use.
  • Your dirt bike or ATV must be chained up and in a secured building when at your place of residence.
  • Your dirt bike or ATV is not insured if used in any competition event.
  • If the bike is stolen there must be visible evidence of violent and/or forcible entry
  • Events such as war, natural disasters or acts of terrorism are not covered by insurance.


So I ask, what is the chance of your bike being stolen if it is chained up and locked in your garage or shed?

Why do finance companies insist on dirt bikes or ATV's being insured if under finance when the insurance cover is so limited?
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