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ReD HeaderZ
Roostin Away
Joined: 24 Jul 2006
Posts: 828
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 Posted: Sun Apr 13, 2008 1:42 am Post subject: Quad insurance |
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Just wondering who to turn too for insurance ?
I have heard of oamps, are there any others ? |
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Sponsor
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watty
90cc 2 stroke / 110 4 stroke
Joined: 17 Jul 2006
Posts: 51
Location: central coast nsw
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| Posted: Sun Apr 13, 2008 2:03 pm Post subject: |
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| im insured with swann ins off road rider fire and theft cost me $470 for 12 months bikes insured for $11000 |
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ReD HeaderZ
Roostin Away
Joined: 24 Jul 2006
Posts: 828
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| Posted: Sun Apr 13, 2008 6:03 pm Post subject: thanks |
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| watty wrote: | | im insured with swann ins off road rider fire and theft cost me $470 for 12 months bikes insured for $11000 |
Are you talking about http://www.causewayhonda.com.au/Content/4901 |
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ReD HeaderZ
Roostin Away
Joined: 24 Jul 2006
Posts: 828
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Hooner
50cc nipper
Joined: 09 Apr 2008
Posts: 43
Location: Callington SA
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| Posted: Wed Apr 16, 2008 6:08 pm Post subject: Insurance |
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| I have swann insurance for fire and theft as well. Also covers transportation of quad. Read the fine print on terms and condition and mods you can have. ie. quad must be chained to a fixed object while in locked storage. |
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ReD HeaderZ
Roostin Away
Joined: 24 Jul 2006
Posts: 828
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| Posted: Wed Apr 16, 2008 8:07 pm Post subject: cheers |
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Thanks, sounds like Swan is the go, it seems to be the most common....
I will check all these out tomorrow.... |
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baleno1897
50cc nipper
Joined: 17 Mar 2008
Posts: 2
Location: Brisbane
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| Posted: Mon Apr 21, 2008 3:35 pm Post subject: |
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I'll check my Suncorp policy tonight, but I thought I was only paying round $400 - $500?
My KTM 640 Adventure is $495 full comprehensive, market value
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If it's too fast your too old! |
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baleno1897
50cc nipper
Joined: 17 Mar 2008
Posts: 2
Location: Brisbane
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| Posted: Mon Apr 21, 2008 5:55 pm Post subject: |
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Sorry I was a bit out with the previous figures.
Sum insured $10,000 or market value whichever is the lesser
Total premium is $262.35 incl GST
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If it's too fast your too old! |
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Piddler
50cc nipper
Joined: 27 Apr 2008
Posts: 2
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| Posted: Mon Jul 28, 2008 8:54 pm Post subject: |
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John Davidson and associates Melbourne.
$8000 around $350 fire theft and trailering damage.
Cheers |
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Mrs_Gaitar
Roostin Away
Joined: 12 Feb 2006
Posts: 749
Location: WA
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| Posted: Mon Jul 28, 2008 9:34 pm Post subject: |
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Weve always had Arista Underwriting, which is My dirt bike insurance.
Used them for about 8 years, touch wood, no claims. But theyre pretty good with dealing with the changes of bikes we go through as the kids have gone from ATC 70 to TRX 90 to blasters to 450's the 250R was the hardest to insure as we needed a full list of parts to show value, and a signed valuation, and we supplied photo's. Also supplied a website with other 250R's for sale in the US to prove its worth.
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www.waquadmx.com |
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trxtas
90cc 2 stroke / 110 4 stroke
Joined: 20 Jan 2010
Posts: 69
Location: tasmania
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| Posted: Thu Mar 04, 2010 4:21 pm Post subject: swann insurance |
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| my insurance for fire and theft is 1500 off swann and they said they cant cover it while it is on a trailer maybe i spoke to the wrong person |
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NeKeleC
4fiddy Racer
Joined: 15 Feb 2010
Posts: 227
Location: Gold Coast
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| Posted: Mon Mar 08, 2010 9:01 am Post subject: |
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I use QBE insurance $340 per year with trailer coverage on the gold coast $11000 with new for old in first 12 months
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The main thing is to have fun I just think second place is no fun
Me - 09 Quadracer 450R No 339
Mrs -09 Quadracer 450R No K77 |
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gothev8
Big Bore, Stroked & Bling +
Joined: 02 Aug 2006
Posts: 453
Location: Brisbane
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| Posted: Mon Mar 08, 2010 11:26 am Post subject: |
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Check the fineprint. Some insurers insist that your ATV's must be chained down and forceable entry must be proven.
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2012 Polaris RZR XP Turbo
2009 Polaris RZR 170 |
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Dino
The Day Starts With OZATV !
Joined: 19 Aug 2009
Posts: 1503
Location: Brisbane QLD
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| Posted: Mon Mar 08, 2010 11:54 am Post subject: |
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Guns and other various sporting implements. 
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Remember. We elect politicians, but we have to deal with bureaucracy.
Notice that crazy in the bureaucrats. |
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Dazz
Roostin Away
Joined: 12 Dec 2008
Posts: 586
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| Posted: Tue Mar 09, 2010 3:26 am Post subject: |
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Straight from the horses mouth ....
...........DONT USE SWAN................. |
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Redrocket
50cc nipper
Joined: 06 Feb 2010
Posts: 14
Location: brisbane
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| Posted: Fri Mar 12, 2010 10:09 am Post subject: |
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| Western qbe, fire and theft. No trailer coverage though, market value. Cost me $312 for 12 months. I had my two wheeler insured through swann, it was over 3 time more expensive than qbe and after the amount of hassle my mate went through with swann when his bike was nicked I'll never use them again. |
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Barney
Moderator
Joined: 02 Sep 2007
Posts: 1067
Location: laverton
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| Posted: Sat Mar 13, 2010 7:42 pm Post subject: |
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Mine is insured through Oamps for $16,500 and only cost me $180.00 per year full comprehensive, insured on trailer and at home and wherevewr i have it
_________________
2012 Can am Outlander Xt 1000cc
Can Am Full set of Armour ,Grip and thumb warmer
Fox Podium Shocks and springs front and back
GME Tx 4600 UHF with Helmet Mic
Hema Gps |
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Cranky
50cc nipper
Joined: 12 Apr 2010
Posts: 42
Location: Weipa
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| Posted: Fri Sep 03, 2010 4:32 pm Post subject: |
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just thought i would ad to this thread.
I just insured my new 700 grizzly with shannons (i have 2 cars with them already).
Its insured for 19k on layed up cover. only cost me $205 a year.
Which covers me for fire and theft and trailer. doesnt cover any damages i may do while riding it.
it must be locked up. will also cover if it gets stolen whilst camping etc, but I must of taken every precaution to prevent theft, eg chained to the ute.
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2013 can am 1k XTP
27X12X12 Bighorns
Dual muzzy
Vfj efi controller
Ricochet skids
Factory snorkel
Epi clutch kit |
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shivam
50cc nipper
Joined: 19 Oct 2010
Posts: 13
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| Posted: Tue Feb 22, 2011 3:00 pm Post subject: |
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yeah insurance is much important for any vehicle, good stuff!! man
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Atvs For Sale | Four Wheelers |
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OUTLAW_72
90cc 2 stroke / 110 4 stroke
Joined: 08 Jun 2010
Posts: 98
Location: Adelaide
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| Posted: Sun Mar 06, 2011 6:12 pm Post subject: |
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Gotta watch """"SHANNONS""" .... very cheap ... but they duped me on a lagitimate claim with bullshit....was a very messy drawn out drama with no happy ending. but that was when they were still a family bussiness .. now they are owned by Suncorp Metway .. same as AAMI.
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Consistency..... The last refuge for the unimagenative. |
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Barney
Moderator
Joined: 02 Sep 2007
Posts: 1067
Location: laverton
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| Posted: Sun Mar 06, 2011 8:56 pm Post subject: |
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I pay $180 a year for full cover of $16500 for my grizzly full cover and is comprehensive , and i have had a claim no probs at all was reapaired no questions asked , assessor looked and then approved
_________________
2012 Can am Outlander Xt 1000cc
Can Am Full set of Armour ,Grip and thumb warmer
Fox Podium Shocks and springs front and back
GME Tx 4600 UHF with Helmet Mic
Hema Gps
Last edited by Barney on Fri Jun 17, 2011 1:43 pm; edited 1 time in total |
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trxtas
90cc 2 stroke / 110 4 stroke
Joined: 20 Jan 2010
Posts: 69
Location: tasmania
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| Posted: Thu Mar 17, 2011 7:42 am Post subject: |
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| my insurance is $1200 a year from swann |
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luke81
50cc nipper
Joined: 27 Jun 2010
Posts: 17
Location: Melton Vic
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| Posted: Thu Jun 16, 2011 8:30 pm Post subject: insurance |
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| My bikes are with Shannons. Ltz400 and ltz 90. Under half the cost of Swan's premium. I have cars with shannons and my house though. Been with them for 12 years. Quads are insured in the shed, on the trailer but you must prove you have taken precautions to prevent theft. I highly recomend them! |
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kingquad
Blaster class
Joined: 26 Apr 2011
Posts: 144
Location: Riverland
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| Posted: Thu Jun 16, 2011 9:10 pm Post subject: |
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jlt for fire and theft and trailer damage while transported.
Bike must be chained and locked up. |
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sfmx
50cc nipper
Joined: 14 Apr 2012
Posts: 1
Location: brisbane
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| Posted: Sat Apr 14, 2012 8:15 pm Post subject: |
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I've been putting together some info on Dirt Bike Insurance and what seems to be a common theme among insurers is that what you are actually insured for is very limited.
- Your dirt bike or ATV must be chained up when not in use.
- Your dirt bike or ATV must be chained up and in a secured building when at your place of residence.
- Your dirt bike or ATV is not insured if used in any competition event.
- If the bike is stolen there must be visible evidence of violent and/or forcible entry
- Events such as war, natural disasters or acts of terrorism are not covered by insurance.
So I ask, what is the chance of your bike being stolen if it is chained up and locked in your garage or shed?
Why do finance companies insist on dirt bikes or ATV's being insured if under finance when the insurance cover is so limited?
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Super Freestyle Motocross |
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